With a GHCU checking account and the One Card, life gets a little bit easier. The One Card is a debit card, and it
has all the advantages you expect:

• The amount of your purchase is deducted straight from your checking account.
• Unlike cash, you’ll have a record of all purchases made with your One Card.
• There’s none of the inconvenience to you (or the people behind you in line) of writing a check.
• You can conduct PIN or signature-based transactions at most retail businesses and restaurants.
• There’s no bill to pay.
• There’s no addition to your credit card balance.

The One Card has all the power of Visa behind it.

• Acceptance at the millions of places worldwide that display the Visa debit logo.
• Zero liability on lost or stolen cards and 24/7 access for reporting problems.
• Online protection with Verified by Visa.

Your One Card earns you Purple Points on every purchase. For signature-based transactions, earn five Purple Points; with PIN-based transactions, earn one. As you accrue points, use them to get a lower interest rate on a loan or a higher rate on an investment.

With the One Card, you have access to your money at any Visa, Plus, Star or Co-op Network cash machine around the world. You can even use your cell phone to find the nearest surcharge-free ATM: just text your location to MYCOOP (692667), and receive a text with directions within 30 seconds. This service is free to members, but standard text messaging rates from your telephone carrier will apply.
Convenience, security and simplicity, all in One Card.

Easy access to your savings account, even after-hours—the GHCU Cash Card makes it possible. Make deposits or withdrawals from savings or check your balance, whenever you need. The Cash Card gives you access to ATMs all over the world at Plus, Star or Co-op Network cash machines, and of course, at any GHCU ATM.

The GHCU Cash card can only be used at ATMs, so if you want the convenience of purchasing power, consider having a One Card debit card instead.